"Hit By An Iceberg is a refreshingly blunt directive on how to deal with everything from insurance companies to government programs. If you think you should wait until you are struck down in your prime to purchase this book, think again. Hit By An Iceberg is not a rant about the plight of the disabled. It is, rather, a sensible treatise on how to organize your financial and personal life to protect yourself and family."

- David Cruise & Alison Griffiths,
"Portfolio Doctor", The Toronto Star (Sunday Edition),
Feb. 22/04 (To read the entire review, click here)

"… even as a money-savvy professional, she [Janet Freedman] found navigating the intricacies of insurance, government benefits, tax issues, legalese and home renovations daunting… The authors liken becoming disabled to being hit by an iceberg because 80 per cent of the impact is hidden at the time of the event."

- Carolyn Leitch, The Globe and Mail

"… readers of this book will benefit from the insights gained as she [Janet Freedman] journeyed through the world of hospitals and rehabilitation and dealt with complex legal and insurance issues and frustrating government bureaucracy."

- From a review by George Hartman, "The Library" Column, March /04,
"The Investment Executive"

"For advisors, the book is an invaluable guide. Everything is covered, from how to determine the cost of DI for a client to the overall claims process, along with real-life scenarios that outline problems people have faced with CPP disability benefits and work coverage. Hit by an Iceberg is a comprehensive book that addresses the challenges of sudden disability - from someone who's been there."

- Deanne N. Gage
Advisor's Edge

"A comprehensive reference manual, this book will open your eyes to the myriad of issues involved in dealing with disability in mid-career. Disability can happen to anyone. Hit by an Iceberg is a great resource for those who are currently dealing with this challenge, as well as for financial advisors who want to be able to better protect their clients."

- Lynn Biscott
FORUM, July 2004